Notes
- Card to keep after bonus. $300 travel + 3x dining/travel bonus offsets the hefty annual fee and the access to 1.5 multiplier on the Chase travel portal is extremely valuable for the best UR conversions.Guess_my_password's Referral Link
Notes
- If open to business cards, this card is very churnable to earn 75k UR depending on the current sign-up bonus - MS friendly with 5x points earned at office supply stores for VGCs - No annual feeGuess_my_password's Referral Link
Notes
- I wouldn't waste a HP on this card, but if downgraded from CSP/CSR to churn SUB, keep this card - No Annual Fee, take advantage of 5x categories to earn UR and transfer to CSRNotes
- If open to business cards, this card is very churnable to earn 80-100k UR depending on the current sign-up bonus. - Recommend to cancel after 1st year AF posts or downgrade to CIU/CIC to avoid paying the annual fee, unless the cell phone protection and bonus categories are worth it to youNotes
- If open to business cards, this card is very churnable to earn 75k UR depending on the current sign-up bonus - Similar to Chase Freedom Unlimited with 1.5x earned on all purchases, but CIC is probably better - No annual feeGuess_my_password's Referral Link
$200
Reward
Guess_my_password's Referral Link