Notes

Nice as an all-purpose card. 1.5% cashback, 5% options if you activate them on the app (VRBO, Vineyard Vines, etc.), no APR for 15 months, afterwards the APR is between 15-25% which is regular. Straightforward card.

Notes

This is a good credit card for beginners. I was approved easily for it as my first credit card. However, in my experience, there is no cashback whatsoever. No annual fees.